Assisted banking and money transfer
Help customers in your neighbourhood access everyday banking with Aadhaar-based authentication and send money to bank accounts across India.
Services on this page
Explore AEPS, Domestic Money Transfer and how they help your business.
AEPS
The Aadhaar Enabled Payment System lets customers carry out basic banking at an agent point using their Aadhaar number and biometric authentication — no card or passbook needed.
- Cash withdrawal from Aadhaar-linked bank accounts
- Balance enquiry and mini statement
- Biometric authentication with supported fingerprint devices
- Transaction confirmation for the customer
Domestic Money Transfer
Domestic Money Transfer lets your customers send money to bank accounts across India from your counter, even if they do not use online banking themselves.
- Transfers to bank accounts across India
- Sender registration and saved beneficiaries
- Real-time status updates where supported by the channel
- Transaction reference for every transfer
From request to confirmation
Customer visits your counter
They share their Aadhaar number or beneficiary details for the service they need.
Authenticate
The customer is verified by biometric or OTP, depending on the service.
Process with the bank
The request is routed through partner banks and authorized service providers.
Confirm
The customer receives confirmation and a transaction reference.
Built for businesses that serve customers every day
Banking services, where applicable, are provided through partner banks and authorized service providers.
Good to know
An Aadhaar number linked to their bank account and biometric authentication on a supported device.
Transfers can be made to bank accounts across India, subject to the channels supported by partner banks.
Service availability depends on partner banks, authorized service providers and applicable arrangements.
Enquire about AEPS & Money Transfer
Share a few details and your email app will open with the enquiry ready to send to our team.